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Tap & Pay With Your Phone Using Mobile Wallet

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Tap & Pay With Your Phone Using Mobile Wallet

It used to be that phones were simply used to make a phone call. Who does that anymore? Today we use our phone for just about everything else. Now you can even add your Peoples Bank debit card to your mobile wallet and leave your physical card at home.   

What is a Mobile Wallet?  

A mobile wallet is a digital means of storing debit, credit, ID, healthcare, loyalty, and gift cards; bus, train and theatre tickets can be stored there too.  Even hotel cards and online purchases can be stored in a mobile wallet.    

Here are the main reasons to consider using a mobile wallet: 

Convenience: This may be the number one benefit of mobile wallet.  Since smartphones are always with us, the convenience of always being available and not shuffling through a physical wallet filled with plastic cards is appealing.  Mobile wallets can even be stored in a smart watch or Fitbit®.   

Time Savings: Mobile wallets make purchases faster. This reduces checkout lines and gets customers out the door faster. Who doesn’t like that? 

Health Risk Reduction: Mobile wallet payments are contactless, allowing customers to avoid those yucky germs on payment surfaces. 

Increased Security: Mobile wallet offers safer shopping than swiping your physical debit or credit cards. When a card is swiped, the magnetic strip can be read by any magnetic scanner. This leaves it vulnerable to thieves stealing the card’s information. Mobile wallet, on the other hand, uses encryption technology. This means your card number is never revealed to the merchant, keeping your transactions secure.   

Additionally, mobile wallets have an extra layer of protection because a PIN code, fingerprint, or face ID recognition is required. 

How To Add Your Peoples Bank Debit Card to Your Mobile Wallet 

Today, smart devices come with the most common apps preloaded. If you have an iPhone for example, your phone will likely have the Apple Wallet app already installed.   The other prominent mobile wallet app options include Google Pay for Android phones and Samsung Pay for Samsung phones.  

Here are the steps to set it up: 

  1.  Launch the app 

  2. Take a photo of your debit card or enter its information 

  3. Follow the instructions provided in the app 

  4. Repeat this same process if you would like to add other cards or tickets to the mobile app 

How Do Mobile Wallets Work? 

It’s simple! If you see the contactless symbol shown below on a vendor’s contactless payment reader: 

  1.  Unlock and authenticate your smart device (with your PIN code, fingerprint, or face ID) 

  2. Open your mobile wallet app 

  3. Select your Peoples Bank debit card 

  4. Hold the device a few inches above the payment reader 

  5. That’s it! Your payment is complete 

Mobile wallet scan pay

If you have any questions about Mobile Wallet, we are here to help. Visit your local branch or contact Customer Care Services at 815-936-7600.  As always, thank you for choosing Peoples Bank!   

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