Five Fun Summer Staycation Ideas

Home Blog Five Fun Summer Staycation Ideas

Posted On: June 8, 2020 by Peoples Bank of Kankakee County in: Budget Family General Saving Seasonal

Spending a fortune and traveling far away isn’t necessary to make great summer memories. We’re here to give you some fun staycation ideas for you to try this summer while you’re at home. Not only will this allow you to try new, creative things with those you love, but you’ll be saving lots of money while doing so!

Pitch a Tent

Going camping at home is one of the cheapest yet most entertaining and memorable summer activities. Simply set up your tent in the backyard and fill it with comfortable blankets and pillows. You can start a fire and roast hotdogs for dinner and s’mores for dessert. Make it into even more of a camping experience by going on a hike nearby. Not only is this a great date night staycation idea for couples, but kids will love it, too!

Bring the Spa to You

Forget about going to the expensive spa resort – you can do it yourself at home! This can be as elaborate or simple as you want it to be. Some ideas for an at-home spa day include doing a face mask, drawing a bath, lighting candles, playing spa music and using a bath bomb. If you’re having this spa day with your partner or family, take turns giving each other a massage for even more relaxation!

Pick a Theme for Your Home

Pick a location you love and want to visit someday. Once you’ve decided on a place, make your home into a mini getaway by decorating, playing music and making food all related to that theme. For example, if you choose Italy, spend the day playing Italian-style music, making all sorts of pasta and pizza, and decking your house out in red, white and green. Doing activities according to your theme can give you a glimpse of your location in your very own home!

Have a Movie Marathon

Looking for a relaxing, effort-free staycation idea? Hop onto Netflix and pick your all-time favorite movies along with those you’ve been wanting to see. Make your living room or bedroom as cozy as possible, grab some popcorn and get comfortable in front of the screen for the day. It’s perfectly okay to take the day off, and this is perfect if you feel like doing nothing.

Plan a Board Game Tournament

If you’re trying to think of a fun idea that involves your kids, a board game tournament is perfect! Grab your favorite games and make a bracket or score sheet to keep track of who wins the most games. You can even have a prize for the winner, like a delicious dessert or even just bragging rights! This is a great way to get your whole family involved and make some fun memories.

Now is a great time to experience the at-home activities you’ve always wanted to try. The best part is that, out of the activities mentioned, there are activities for both big families, small groups and couples to try. Summer is the time to get creative and try new things, so get started and enjoy your staycation!

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

We have standard overdraft practices that are available after your account has been open for 30 days and as long as you maintain your account in good standing.
We also offer an overdraft protection plan, Overdraft Protection Sweep, a link to a savings account. It may be less expensive than our standard overdraft practices. To learn more, ask us about this plan.

This notice explains our standard overdraft practices.

What are the standard overdraft practices that come with my account?

After your account has been open for 30 days and as long as you maintain your account in good standing, we do authorize and pay overdrafts for the following types of transactions:

Checks and other transactions made using your checking account number
Automatic bill payments

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):

ATM transactions
Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if Peoples Bank of Kankakee County pays my overdraft?

Under our standard overdraft practices:

We will charge you a fee of up to $30 each time we pay an overdraft.
The maximum daily overdraft fee per presentment or item paid using the Overdraft Reserve Program is $150.00 per day.
No per item handling fee will be charged on de minimis overdrafts. De minimis overdraft for this policy means transactions that overdraw your account by $30 or less.
There is an overdraft fee of $5 per day that will be charged beginning the 4th consecutive business day your account is overdrawn.

Nonsufficient funds (NSF) fees - if an item drafted by you (such as a check) or a transaction you set up (such as a preauthorized transfer) is presented for payment in an amount that is more than the amount of money in your account and we decide not to pay the item or transaction, you agree that we can charge you an NSF fee for returning the payment. Be aware that such an item or payment may be presented multiple times by the merchant or other payee until it is paid, and that we do not monitor or control the number of times a transaction is presented for payment. You agree that we may charge you an NSF fee each time a payment is presented if the amount of money in your account is not sufficient to cover the payment, regardless of the number of times the payment is presented.

PAYMENT ORDER OF ITEMS - The law permits us to pay items drawn on your account in any order (for purposes of this section "items" means checks, orders and electronic transactions). To assist you in handling your account with us, we are providing you with the following information regarding how we process those items. When processing checks and orders drawn on your account our policy is to pay lower numbered checks and orders in numerical sequence, but electronic transactions are paid first in the order received. The order in which items are paid is important if there is not enough money in your account to pay all of the items that are presented. There is no policy that is favorable in every instance. If the smallest items are paid first, you may have fewer NSF or overdraft fees, but the largest, and perhaps more important items (such as rent or mortgage payments) might not be paid. However, if the largest items are paid first, your most important items might be paid but it may increase the overdraft or NSF fees if funds are not available to pay all of the items. We think our policy attains a reasonable balance between minimizing additional costs to you and paying your more important items. We encourage you to make careful records and practice good account management. This will help you to avoid creating items without sufficient funds and incurring the resulting fees.

What if I want Peoples Bank of Kankakee County to authorize and pay overdrafts on my ATM and everyday debit card transactions?

If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions after your account has been open for 30 days, you may opt in.

You have an ongoing right to change this consent at any time. If your overdraft privilege has been revoked for any reason, the opt-in or opt-out selection may not apply. Please contact your nearest office for more information.

Alternate ways to Opt In/Out or make changes:

By Phone. Our Customer Care Representatives can be reached at 815-936-7600.
By Mail. Peoples Bank of Kankakee County, 333 E. Court Street, Kankakee, IL 60901
In Person. Please visit your local office and ask a representative to help you decide which plan is best for you.