20 Things to Do on The First Day of Spring

Home Blog 20 Things to Do on The First Day of Spring

Posted On: March 20, 2023 by Peoples Bank of Kankakee County in: Family Seasonal

We did it! After 89 cold, dark days of winter, we made it to the first day of spring. Yippee! In order to celebrate, here are 20 things you can do to welcome in spring.

Go for a Walk - Even if the weather isn’t perfect, getting outside is a great way to re-energize yourself and get some fresh air.

Register for a Gardening Class – In the Midwest, the month of March is still a little early to start planting your garden. Instead, register for a class to get tips to help your garden bloom brighter.

Schedule a Tee Time – You may not be able to hit the course today but schedule a future tee time to give yourself something to look forward to.

Go Birdwatching – This is a great year-round activity. Use the first day of spring as your excuse to go searching for a rare bird in your community.

Start Your Spring Cleaning – While this may not be the most fun option, getting a jump start on your spring cleaning will allow you to enjoy a clutter-free future.

Make Your Favorite Summer Salad – Is there anything better than a fruit-focused salad at a picnic?

Check Your Smoke Detectors – The first day of spring is a great reminder to make sure the smoke and carbon monoxide detectors in your home are working properly.

Visit Your Local Dog Park – If you haven’t been taking your furry friends for walks due to the cold weather, they’ll appreciate a trip to the dog park to run around and enjoy the spring weather.

Go to the Farmer’s Market – Many local farmer’s markets don’t stop during the winter. But with spring in the air, it will be a great time to get some great produce from local vendors.

Improve Your Indoor Plant Life – Maybe you can’t get outside quite yet, but you can get yourself a new indoor plant or start an indoor herb garden in the meantime.

Start a New Book – Whether you love reading far-out fiction or historical biographies, start spring fresh by opening a new book.

Change Up Your Home’s Organization – Something as simple as changing the layout of your furniture can have a dramatic impact of how you feel when you’re inside your home.

Fly a Kite – The first day of spring is a great excuse to fly a kite like you did when you were a kid.

Visit Your Local Greenhouse – Make sure you’re ready to make your garden beautiful by checking out the plants available at your local greenhouse. Have the zinnias arrived yet?

Decorate Easter Eggs – Easter will soon be here. Make sure you’re prepared by decorating some Easter eggs with your family.

Make a Donation – Whether it’s supporting a local charity or donating old clothes to a local thrift shop, helping others is a great way to ring in the spring season.

Have a Bonfire – Gather your loved ones and host a bonfire where you can make s’mores. It may still be a little cold, but the fire will keep you warm.

Turn Back the Clocks – Daylight savings time went into effect on March 12th. If you missed turning back your clocks, do it on the first day of spring. What are you waiting for?

Volunteer in Your Community – Look around for volunteer opportunities that will help make your community a better place.

Write a Poem – Spring is a great time to get creative. Write a poem about what spring means to you to start the season with some newfound inspiration.

Peoples Bank is looking forward to the sunnier skies and warmer weather as much as you are. If you would like to start the spring season by connecting with your friendly, local banker, please stop in. Need financing for an upcoming renovation? Looking to establish a financial plan? We’re here to help and we’d love to see you!

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

We have standard overdraft practices that are available after your account has been open for 30 days and as long as you maintain your account in good standing.
We also offer an overdraft protection plan, Overdraft Protection Sweep, a link to a savings account. It may be less expensive than our standard overdraft practices. To learn more, ask us about this plan.

This notice explains our standard overdraft practices.

What are the standard overdraft practices that come with my account?

After your account has been open for 30 days and as long as you maintain your account in good standing, we do authorize and pay overdrafts for the following types of transactions:

Checks and other transactions made using your checking account number
Automatic bill payments

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):

ATM transactions
Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if Peoples Bank of Kankakee County pays my overdraft?

Under our standard overdraft practices:

We will charge you a fee of up to $30 each time we pay an overdraft.
The maximum daily overdraft fee per presentment or item paid using the Overdraft Reserve Program is $150.00 per day.
No per item handling fee will be charged on de minimis overdrafts. De minimis overdraft for this policy means transactions that overdraw your account by $30 or less.
There is an overdraft fee of $5 per day that will be charged beginning the 4th consecutive business day your account is overdrawn.

Nonsufficient funds (NSF) fees - if an item drafted by you (such as a check) or a transaction you set up (such as a preauthorized transfer) is presented for payment in an amount that is more than the amount of money in your account and we decide not to pay the item or transaction, you agree that we can charge you an NSF fee for returning the payment. Be aware that such an item or payment may be presented multiple times by the merchant or other payee until it is paid, and that we do not monitor or control the number of times a transaction is presented for payment. You agree that we may charge you an NSF fee each time a payment is presented if the amount of money in your account is not sufficient to cover the payment, regardless of the number of times the payment is presented.

PAYMENT ORDER OF ITEMS - The law permits us to pay items drawn on your account in any order (for purposes of this section "items" means checks, orders and electronic transactions). To assist you in handling your account with us, we are providing you with the following information regarding how we process those items. When processing checks and orders drawn on your account our policy is to pay lower numbered checks and orders in numerical sequence, but electronic transactions are paid first in the order received. The order in which items are paid is important if there is not enough money in your account to pay all of the items that are presented. There is no policy that is favorable in every instance. If the smallest items are paid first, you may have fewer NSF or overdraft fees, but the largest, and perhaps more important items (such as rent or mortgage payments) might not be paid. However, if the largest items are paid first, your most important items might be paid but it may increase the overdraft or NSF fees if funds are not available to pay all of the items. We think our policy attains a reasonable balance between minimizing additional costs to you and paying your more important items. We encourage you to make careful records and practice good account management. This will help you to avoid creating items without sufficient funds and incurring the resulting fees.

What if I want Peoples Bank of Kankakee County to authorize and pay overdrafts on my ATM and everyday debit card transactions?

If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions after your account has been open for 30 days, you may opt in.

You have an ongoing right to change this consent at any time. If your overdraft privilege has been revoked for any reason, the opt-in or opt-out selection may not apply. Please contact your nearest office for more information.

Alternate ways to Opt In/Out or make changes:

By Phone. Our Customer Care Representatives can be reached at 815-936-7600.
By Mail. Peoples Bank of Kankakee County, 333 E. Court Street, Kankakee, IL 60901
In Person. Please visit your local office and ask a representative to help you decide which plan is best for you.